Your Guide to Buying with Adkins Property
Buying a home is one of the biggest decisions you’ll ever make – whether it’s your first step on the ladder, a family move, or an investment. At Adkins Property, we’re here to guide you every step of the way with clear advice, local knowledge, and a personal touch.
Step 1: Register with Us
Tell us what you’re looking for—by phone, email, WhatsApp, or our website. We’ll match you with suitable properties and keep you updated via email, text, or a personal call.
Step 2: Arrange Viewings
Our team will book viewings at times that work for you, including evenings and weekends. We’ll give you all the details and answer any questions along the way.
Step 3: Secure a Mortgage in Principle
Getting a mortgage agreed in principle early strengthens your position when making an offer and helps clarify your budget.
Step 4: Make Your Offer
Once you’ve found the right property, we’ll submit your offer to the seller both verbally and in writing. All offers are subject to contract until legally agreed.
Step 5: Offer Accepted
Next steps:
Instruct a solicitor
Proceed with your full mortgage application
We’ll coordinate with everyone to keep things progressing smoothly
Step 6: Choose a Survey
We recommend going beyond the basic lender valuation:
Homebuyer Survey – Great for standard, modern homes
Building Survey – Ideal for older or altered properties
These provide valuable insights and help avoid unexpected costs.
Step 7: Legal Searches
Your solicitor will carry out necessary checks, including planning, drainage, and environmental searches, to make sure there are no surprises.
Step 8: Final Mortgage Offer & Contracts
Once all checks are complete, your lender issues the formal mortgage offer. Contracts are reviewed and prepared by both solicitors.
Step 9: Exchange Contracts
When everything’s ready, contracts are signed, a deposit is paid, and a completion date is agreed. You’re nearly there!
Step 10: Completion Day
The remaining funds are transferred, and the keys are yours! You’ve officially completed your purchase and can move into your new home.
Why Buy with Adkins?
Friendly, experienced local team
Support from start to finish
WhatsApp, email or phone communication – your way
Honest advice without the pressure
We’re here to make the journey to your new home smooth, transparent, and enjoyable. Register with us today and let’s get started.
Calculate Stamp Duty
Please find the link here to the UK Gov link to calculate your Stamp Duty click here