Guide to Buying

Your Guide to Buying with Adkins Property

Buying a home is one of the biggest decisions you’ll ever make – whether it’s your first step on the ladder, a family move, or an investment. At Adkins Property, we’re here to guide you every step of the way with clear advice, local knowledge, and a personal touch.

Step 1: Register with Us

Tell us what you’re looking for—by phone, email, WhatsApp, or our website. We’ll match you with suitable properties and keep you updated via email, text, or a personal call.


Step 2: Arrange Viewings

Our team will book viewings at times that work for you, including evenings and weekends. We’ll give you all the details and answer any questions along the way.


Step 3: Secure a Mortgage in Principle

Getting a mortgage agreed in principle early strengthens your position when making an offer and helps clarify your budget.


Step 4: Make Your Offer

Once you’ve found the right property, we’ll submit your offer to the seller both verbally and in writing. All offers are subject to contract until legally agreed.


Step 5: Offer Accepted

Next steps:

  • Instruct a solicitor

  • Proceed with your full mortgage application

  • We’ll coordinate with everyone to keep things progressing smoothly


Step 6: Choose a Survey

We recommend going beyond the basic lender valuation:

  • Homebuyer Survey – Great for standard, modern homes

  • Building Survey – Ideal for older or altered properties

These provide valuable insights and help avoid unexpected costs.


Step 7: Legal Searches

Your solicitor will carry out necessary checks, including planning, drainage, and environmental searches, to make sure there are no surprises.


Step 8: Final Mortgage Offer & Contracts

Once all checks are complete, your lender issues the formal mortgage offer. Contracts are reviewed and prepared by both solicitors.


Step 9: Exchange Contracts

When everything’s ready, contracts are signed, a deposit is paid, and a completion date is agreed. You’re nearly there!


Step 10: Completion Day

The remaining funds are transferred, and the keys are yours! You’ve officially completed your purchase and can move into your new home.


Why Buy with Adkins?

  • Friendly, experienced local team

  • Support from start to finish

  • WhatsApp, email or phone communication – your way

  • Honest advice without the pressure

We’re here to make the journey to your new home smooth, transparent, and enjoyable. Register with us today and let’s get started.

Calculate Stamp Duty

Please find the link here to the UK Gov link to calculate your Stamp Duty click here

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