Upcoming Changes to Stamp Duty (From 1st April 2025)

Stamp Duty Land Tax (SDLT or Stamp Duty) is a tax payable to HM Revenue and Customs (HMRC) when buying a property or land in England and Northern Ireland. The amount of SDLT liability will depend on several factors, including (but not limited to) whether a buyer is: In September 2022, the Government announced a […]

UK Inflation Surges to 2.3% in October: The Largest Monthly Increase in Two Years

The UK inflation rate jumped to 2.3% in October, a significant rise from 1.7% in September, marking the largest monthly increase in two years. This sharp uptick highlights mounting pressures on household budgets as the cost of goods and services climbs across the board. What Is Driving the Increase? Key contributors to October’s inflation surge […]

BOE reduced base rate by 0.25% to 4.75%

In a significant move aimed at easing economic pressures, today’s base rate cut has brought interest rates down to 4.75%, sparking renewed hope among homeowners, buyers, and sellers in the Cotswolds—particularly in Cirencester. This reduction marks a welcome shift for a market that has been challenged by high borrowing costs and a cautious buyer base. […]

Chancellor says Stamp Duty hike on buy-to-let ‘justified’

Rachel Reeves increases Stamp Duty on investment property from 3% to 5% from tomorrow in the Budget. Stamp Duty on buy-to-let properties and second homes will increase from 3% to 5% from today, Chancellor Rachel Reeves (main picture) announced in her Budget. In a move that will hit landlords’ finances, Reeves said it was necessary […]

Properties For Sale in Cirencester?

Buying a property in Cirencester: A Cotswold Gem Cirencester, known as the “Capital of the Cotswolds,” offers a perfect blend of historical charm, excellent amenities, and modern living. This thriving market town, with its vibrant community and beautiful surroundings, makes it an ideal place for families, professionals, and retirees. Top Reasons to Live in Cirencester […]

Why Live in Cirencester?

Discover Cirencester: A Cotswold Gem Cirencester, known as the “Capital of the Cotswolds,” offers a perfect blend of historical charm, excellent amenities, and modern living. This thriving market town, with its vibrant community and beautiful surroundings, makes it an ideal place for families, professionals, and retirees. Top Reasons to Live in Malmesbury History 📜Cirencester has […]

Why Live in Malmesbury?

Discover Malmesbury: A Cotswold Gem Malmesbury, often called the “Queen of Hilltop Towns,” is a historic gem in Wiltshire, offering a unique blend of heritage, community spirit, and modern living. With its charming streets, ancient abbey, and stunning surroundings, Malmesbury is an attractive option for families, professionals, and retirees alike. Top Reasons to Live in […]

Why Live in Fairford?

Discover Fairford: A Cotswold Gem Fairford, nestled along the River Coln, offers a perfect blend of Cotswold charm and modern convenience, making it an ideal place to call home. This picturesque town is rich in history, community spirit, and surrounded by beautiful countryside, offering a serene lifestyle with plenty to enjoy. Top Reasons to Live […]

UK interest rates will drop to 2.75%, Goldman Sachs predicts

The Bank of England could move more aggressively to lower borrowing costs; good news for mortgage borrowers. The Bank will cut interest rates from the existing level of 5% down to 2.75% next year, predicts Goldman Sachs. The Wall Street investment bank expects monetary policy to catch up with lower inflation. Goldman Sachs analysts said […]